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Make payments in 28 local currencies

With the Lano Wallet, teams can pay employees in multiple countries with one click

Easy & fast

Pay your employees and contractors in one click from within the Lano platform.

Lower Fees

Save money on fees with competitive foreign exchange rates.

Transparency

Receive clear cost and fee breakdown from the start with the Lano Wallet.

Save Money with Better FX Spread

Our foreign exchange (FX) spread gives you a competitive advantage on payroll costs. With the Lano Wallet, you know the costs and fees upfront which takes away the guessing of how much you will owe each month.

Avg. Lano FX Spread:

1%

*

* Customers save on 2-4% on avg. when using the Lano Wallet

Avg. Bank FX Spread:

3-5%

Lano Wallet Country Coverage

*The information herein is provided for illustrative purposes only and is not intended to constitute any offer or solicitation. The exchange rates above are mere approximations based on comparing Lano’s embedded fintech infrastructure with publicly available mid-market rates and are not updated in real time.

Please seek advice from your Lano Account Manager for particular information.

Filter by country...


Beneficiary Country

Local Currency

Local Currency Payout

USD Payout

GBP Payout

EUR Payout

Aland Islands

EUR

Local

SWIFT

SWIFT

Local

Andorra

EUR

Local

SWIFT

SWIFT

Local

Argentina

ARS

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SWIFT

SWIFT

SWIFT

Australia

AUD

Local

SWIFT

SWIFT

SWIFT

Austria

EUR

Local

SWIFT

SWIFT

Local

Bahrain

BHD

SWIFT

SWIFT

SWIFT

SWIFT

Bangladesh

BDT

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SWIFT

SWIFT

SWIFT

Belgium

EUR

Local

SWIFT

SWIFT

Local

Bolivia

BOB

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SWIFT

SWIFT

SWIFT

Bosnia and Herzegovina

BAM

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SWIFT

SWIFT

SWIFT

Brazil

BRL

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SWIFT

SWIFT

SWIFT

Bulgaria

BGN

Local

SWIFT

SWIFT

SWIFT

Canada

CAD

Local

SWIFT

SWIFT

SWIFT

Cayman Islands

EUR

SWIFT

SWIFT

SWIFT

SWIFT

Chile

CLP

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SWIFT

SWIFT

SWIFT

China

CNY

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SWIFT

SWIFT

SWIFT

Colombia

COP

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SWIFT

SWIFT

SWIFT

Croatia

HRK

Local

SWIFT

SWIFT

Local

Cyprus

EUR

Local

SWIFT

SWIFT

Local

Czech Republic

CZK

Local

SWIFT

SWIFT

Local

Denmark

DKK

Local

SWIFT

SWIFT

Local

Ecuador

USD

SWIFT

SWIFT

SWIFT

SWIFT

Estonia

EUR

Local

SWIFT

SWIFT

Local

Faroe Islands

DKK

SWIFT

SWIFT

SWIFT

SWIFT

Finland

EUR

Local

SWIFT

SWIFT

Local

France

EUR

Local

SWIFT

SWIFT

Local

French Guiana

EUR

Local

SWIFT

SWIFT

Local

Georgia

GEL

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SWIFT

SWIFT

SWIFT

Germany

EUR

Local

SWIFT

SWIFT

Local

Gibraltar

GBP

Local

SWIFT

Local

Local

Greece

EUR

Local

SWIFT

SWIFT

Local

Greenland

DKK

Local

SWIFT

SWIFT

SWIFT

Guadaloupe

EUR

Local

SWIFT

SWIFT

Local

Guernesey

GBP

Local

SWIFT

Local

Local

Holy See (Vatican City)

EUR

Local

SWIFT

SWIFT

Local

Hong Kong

HKD

Local

SWIFT

SWIFT

SWIFT

Hungary

HUF

Local

SWIFT

SWIFT

Local

Iceland

ISK

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SWIFT

SWIFT

Local

India

INR

Local

SWIFT

SWIFT

SWIFT

Indonesia

IDR

Local

SWIFT

SWIFT

SWIFT

Ireland

EUR

Local

SWIFT

SWIFT

Local

Isle of Man

GBP

Local

SWIFT

Local

Local

Israel

ILS

SWIFT

SWIFT

SWIFT

SWIFT

Italy

EUR

Local

SWIFT

SWIFT

Local

Japan

JPY

SWIFT

SWIFT

SWIFT

SWIFT

Jersey

GBP

Local

SWIFT

Local

Local

Kenya

KES

SWIFT

SWIFT

SWIFT

SWIFT

Kuwait

KWD

SWIFT

SWIFT

SWIFT

SWIFT

Latvia

EUR

Local

SWIFT

SWIFT

Local

Liechtenstein

EUR

Local

SWIFT

SWIFT

Local

Lithuania

EUR

Local

SWIFT

SWIFT

Local

Luxemburg

EUR

Local

SWIFT

SWIFT

Local

Malaysia

MYR

Local

SWIFT

SWIFT

SWIFT

Malta

EUR

Local

SWIFT

SWIFT

Local

Martinique

EUR

Local

SWIFT

SWIFT

Local

Mayotte

EUR

Local

SWIFT

SWIFT

Local

Mexico*

MXN

Local

SWIFT

SWIFT

SWIFT

Monaco

EUR

Local

SWIFT

SWIFT

Local

Nepal

NPR

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SWIFT

SWIFT

SWIFT

Netherlands

EUR

Local

SWIFT

SWIFT

Local

New Zealand

NZD

SWIFT

SWIFT

SWIFT

SWIFT

Nigeria

NGN

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SWIFT

SWIFT

SWIFT

Norway

NOK

Local

SWIFT

SWIFT

Local

Oman

OMR

SWIFT

SWIFT

SWIFT

SWIFT

Pakistan

PKR

Contact Us

SWIFT

SWIFT

SWIFT

Peru

PEN

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SWIFT

SWIFT

SWIFT

Philippines

PHP

Local

SWIFT

SWIFT

SWIFT

Poland

PLN

Local

SWIFT

SWIFT

Local

Portugal

EUR

Local

SWIFT

SWIFT

Local

Qatar

QAR

SWIFT

SWIFT

SWIFT

SWIFT

Reunion

EUR

Local

SWIFT

SWIFT

Local

Romania

RON

Local

SWIFT

SWIFT

Local

Saint Barthelemy

EUR

Local

SWIFT

SWIFT

Local

Saint Martin

EUR

Local

SWIFT

SWIFT

Local

Saint Pierre and Miquelon

EUR

Local

SWIFT

SWIFT

Local

San Marino

EUR

Local

SWIFT

SWIFT

Local

Saudi Arabia

SAR

SWIFT

SWIFT

SWIFT

SWIFT

Singapore

SGD

Local

SWIFT

SWIFT

SWIFT

Slovakia

EUR

Local

SWIFT

SWIFT

Local

Slovenia

EUR

Local

SWIFT

SWIFT

Local

South Africa

ZAR

SWIFT

SWIFT

SWIFT

SWIFT

Spain

EUR

Local

SWIFT

SWIFT

Local

Sri Lanka

LKR

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SWIFT

SWIFT

SWIFT

Sweden

SEK

Local

SWIFT

SWIFT

Local

Switzerland

CHF

SWIFT

SWIFT

SWIFT

Local

Taiwan

TWD

Contact Us

SWIFT

SWIFT

SWIFT

Thailand

THB

SWIFT

SWIFT

SWIFT

SWIFT

Turkey

TRY

SWIFT

SWIFT

SWIFT

SWIFT

Uganda

UGX

SWIFT

SWIFT

SWIFT

SWIFT

Ukraine

UAH

Contact Us

SWIFT

SWIFT

SWIFT

United Arab Emirates (UAE)

AED

SWIFT

SWIFT

SWIFT

SWIFT

United Kingdom (UK)

GBP

Local

SWIFT

Local

Local

United States of America (USA)

USD

Local

Local

SWIFT

SWIFT

Uruguay

UYU

Contact Us

SWIFT

SWIFT

SWIFT

Vietnam

VND

Contact Us

SWIFT

SWIFT

SWIFT

Lano Wallet FAQs

What is a beneficiary country?

What is a payout currency (ie. USD Payout)?

What is FX Spread?

What is the difference between a SWIFT and Local transactions?

What are the fees associated with SWIFT and Local transactions?

How does Lano offer lower exchange rates than other banks?

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